Aug 2026

Get an A+ With a Student Checking Account!

Our Student Checking account is perfect for individuals under 25 years old who are enrolled in school. Minors must have a joint parent or guardian on their account. There is no minimum opening deposit and Student Checking comes with a FREE debit card with rewards! 

You'll earn reward points on qualified signature-based purchases when you use your new debit card for back-to-school shopping and more.** Redeem points for rewards like cash back, gift cards and fuel discounts. Be sure to include your proof of enrollment from your school when you open this account, and we’ll waive your monthly maintenance fee!

More Services You Can Use

Online and Mobile Banking. Whether in your dorm room, the library or a coffee shop, you can check your account information from anywhere. Manage funds, check balances and pay bills from the convenience of wherever you are. You can even send money to your family and friends via the BFCU mobile app with Zelle*** and deposit checks via the mobile app.

Personal Loans. Count on BFCU for personal loans. A representative will work with you to find the best type of loan at the best rate possible. A personal loan can be a great way to build your credit for future endeavors.

Take Us With You

When you go off to college, there may not be a BFCU location nearby. You can still access your money! We offer over 55,000+ surcharge-free ATMs worldwide. Use our Location service to find an ATM or CO-OP Shared Branching location near you on our mobile app or at bfcu.org.

Open a student checking account today and check out all the great tools BFCU has to help you!

*Membership eligibility required. Minors must have joint parent/guardian on account. Must have photo ID to receive a debit card. Must be under the age of 25 and enrolled in school.

**Earn 1 point for every $5 on qualifying signature-based purchases. Points will not accumulate for PIN-based transactions.

***Must have a bank account in the U.S. to use Zelle. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.